For Brokers/Employers

With Choices, employers and organizations can offer a wide range of voluntary benefit programs without the time and expense associated with employee meetings and payroll deductions.

Employer and Organization Advantages

• Employee/member meetings are not required.
• Employees/members can pay for benefits directly without payroll deduction.
• Choices offers direct enrollment online or by phone.

Non Benefit-eligible Employee Programs:
(open to part-time, seasonal, 1099 employees & subcontractors)

ID Theft Assist

Members can protect themselves and their families in the event someone steals their identity. For one low annual fee, members get credit monitoring, communication with creditors, credit agency and fraud department notification, reporting to authorities, assistance with FTC ID Theft Affidavits, 24/7 telephone access to consultants, translation services and emergency cash advances.



Canadian Mail-Order Prescription Drug Discount Program

Members can start saving money today on more than 11,000 prescription drugs from FDA-approved U.S., Canada and other international manufacturing sources. Guaranteed acceptance, no age or pre-existing condition limitations. No annual program fees. Supplies from 30 to 90 days.



Health Savings Card

For a low monthly fee, members can dramatically reduce their costs on medical care, dental care, physical therapy, vision care, chiropractic care, hearing care, and more-through a series of pre-negotiated network discounts.

Benefit-eligible Employee Programs:

Including the three programs above, Choices offers a wide range of benefit-eligible programs including life insurance, disability insurance, accident insurance, cancer insurance, hospital indemnity, HSA-compatible products, Long Term Care and more.